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Fees and finance

Here you can find basic information about student finance and how to fund your studies. For more in depth information, please see our FAQs page

The majority of course fees for 16-18 year olds are normally not payable up front, providing you have been living in the UK within the last 3 years.

Higher Education for students aged 19 and over will incur course fees. The cost of Higher Education varies between institution, course level and the length of study. At the moment, universities can charge up to £9,250 per year for tuition.


Funding your studies

There are a variety of options to support you financially through Higher Education.


Student Finance

Student Finance lets you borrow money to pay for your college/university fee. The fee loan can cover the entire cost of your course fees and the full amount is available to all applicants. It is not means tested (the amount does not depend on your household income).

You can also apply for a maintenance loan which helps with living costs whilst studying. This loan is means tested, therefore the amount of loan you receive will depend on your household income. This lower an applicant’s household income, the more maintenance loan they are entitled to borrow.

Use the Student Finance Calculator to find out an estimate of how much you could borrow.

You may also be entitled to extra financial support which doesn’t have to be paid back depending on your personal circumstances.

Household income – students on a low income, or from a low income household may be entitled to a non-repayable bursary from their university or college.

Disability – if you are disabled, have a long term health/mental health condition or learning difficulties (e.g. dyslexia), you are eligible for Disabled Students’ Allowances.

Childcare – students with children or dependents can apply for a variety of extra support including a Childcare GrantParents’ Learning Allowance or an Adult Dependants’ Grant (full-time students only).

Students on NHS courses- students on eligible NHS courses may be eligible for their Learning Support Fund which offers help with travel and dual accommodation costs for placements and extra support for students with dependent children.

Scholarships are available directly from some universities to students in special circumstances and are usually awarded based on academic merit.



You will have to repay your student loan once you’ve left university and have an income of over £25,000 (before tax) per year. You’ll repay 9% of your income over this amount per year.

For example, if you are earning £27,000 per year before tax, you would repay £15 per month.

The repayments are calculated automatically and will be taken from directly from your monthly salary.

Student loans are also subject to interest both during study and after finishing a HE course.

For more detailed information about student loan interest, please see this link.


Hear from students  about finance and their experiences

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